Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, Pacific Life offers resources and products designed to meet your personal and family goals.

Support your workforce with innovative employee benefits and retirement solutions. Pacific Life partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.

Simplify complex retirement and pension risk management with our tailored solutions for large organizations. Pacific Life specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.

Empower your clients with confidence by leveraging Pacific Life’s comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.

  • Individuals

    Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, Pacific Life offers resources and products designed to meet your personal and family goals.

  • Employers

    Support your workforce with innovative employee benefits and retirement solutions. Pacific Life partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.

  • Institutions

    Simplify complex retirement and pension risk management with our tailored solutions for large organizations. Pacific Life specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.

  • Financial Professionals & Brokers

    Empower your clients with confidence by leveraging Pacific Life’s comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.

Custom Solutions—Because Retirement is not “one-size-fits-all”

Defined Benefit

Pension Solutions

Pension Risk Transfer continues to be a valuable tool for employers looking to manage their business strategy while ensuring the promises they made are kept. With nearly $3 Trillion in assets, Defined Benefit plans continue to be an important part of the retirement journey.

Pacific Life has been in the Pension Risk Transfer business for more than 80 years and has successfully guided roughly 700 employers through the Pension Risk Transfer process.

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Defined Contribution

Lifetime Income Solutions

Demand for in-plan retirement solutions has increased, with a focus on “DB-itizing” the DC plan.

As an industry, we have excelled at providing ways to help participants save for retirement. Now, it’s time to offer solutions that help participants retire with confidence, ensuring they won’t outlive their savings.

EXPLORE OUR SOLUTIONS

SECURE Act & SECURE ACT 2.0

A Summary of Key Plan Provisions

Discover the key provisions of the SECURE Act and SECURE Act 2.0 that promote the adoption of lifetime income solutions. Lee Freitag, Defined Contribution Strategist on Pacific Life’s Institutional Defined Contribution Lifetime Income team, summarizes six key provisions that support the integration of lifetime income solutions and their role in enhancing retirement savings and accessibility.

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The Power of... Tracking

The Power of... is a research series comprised of three white papers that provide compelling insights and actionable information by demonstrating the impact of tracking behaviors, optimism, and imagination—three critical psychological drivers influencing retirement savings, health, and overall financial wellness.

The first paper in the series, The Power of Tracking, presents research conducted in collaboration with Michael Finke, PhD, CFP®, and AGEIST.COM to help you understand how offering a lifetime income option may attract, motivate, and retain an engaged, optimistic workforce—ultimately driving positive outcomes for both plan sponsors and participants.

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Decoding Retirement:

Key Insights Into Participant Preferences For Lifetime Income Options

This white paper discusses the landscape of how employer-sponsored plans have greatly changed over the past few decades. As the majority of the baby boomers with pension plans reach full social security benefits age and enter retirement, a new chapter of how future retirees receive retirement income is beginning.

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Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products. Pacific Life, its affiliates, its distributors, and respective representatives do not provide any employer-sponsored qualified plan administrative services or impartial advice about investments and do not act in a fiduciary capacity for any plan.

This material is provided for informational purposes only and should not be construed as investment, tax, or legal advice. 

Information is based on current laws, which are subject to change at any time. Clients should consult with their accounting or tax professionals for guidance regarding their specific financial situations.

Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. Insurance products can be issued in all states, except New York, by Pacific Life Insurance Company or Pacific Life & Annuity Company. In New York, insurance products are only issued by Pacific Life & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.

The home office for Pacific Life & Annuity Company is located in Phoenix, Arizona. The home office for Pacific Life Insurance Company is located in Omaha, Nebraska.

 

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