Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, Pacific Life offers resources and products designed to meet your personal and family goals.

Support your workforce with innovative employee benefits and retirement solutions. Pacific Life partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.

Simplify complex retirement and pension risk management with our tailored solutions for large organizations. Pacific Life specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.

Empower your clients with confidence by leveraging Pacific Life’s comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.

  • Individuals

    Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, Pacific Life offers resources and products designed to meet your personal and family goals.

  • Employers

    Support your workforce with innovative employee benefits and retirement solutions. Pacific Life partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.

  • Institutions

    Simplify complex retirement and pension risk management with our tailored solutions for large organizations. Pacific Life specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.

  • Financial Professionals & Brokers

    Empower your clients with confidence by leveraging Pacific Life’s comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.

Transferred Buy-Out

We’ll take care of your retirees so you can take care of business

You might be in the market to transfer some of your pension liabilities. Or you might be ready to complete a full plan termination.

Either way, you need a partner with a long history of financial stability. You need a team that listens to your needs and ensures you achieve the results you want for your institution.

Pacific Life’s pensions team delivers all of the above. We bring decades of personal experience and a commitment to excellent service. We’re here to consult, support, and care for your employees throughout their retirement years.

With over 80 years of group annuity experience and nearly 160 years in the financial services industry, you can feel confident that your pension risk transfer will be handled by a team of experts.

Pacific Life Transferred Buy-Out

Pacific Life Transferred Buy-Out is a guaranteed* group annuity contract available for defined benefit and nonqualified deferred compensation retirement plans. These include pensions and SERPs.


How it works:

  • To start, you’ll sign an agreement to transfer your plan’s pension risk and obligations to us.
  • After paying us a lump sum, you can remove your pension liability from your balance sheet.
  • After paying us a lump sum, your interest rate is locked in when the contract starts. We’ll calculate your premiums based on the cash flows and discount curves you give us.

* Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. 

 

Our Team is here to help

Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products. Pacific Life, its affiliates, its distributors, and respective representatives do not provide any employer-sponsored qualified plan administrative services or impartial advice about investments and do not act in a fiduciary capacity for any plan.

This material is provided for informational purposes only and should not be construed as investment, tax, or legal advice. 

Information is based on current laws, which are subject to change at any time. Clients should consult with their accounting or tax professionals for guidance regarding their specific financial situations.

Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. Insurance products can be issued in all states, except New York, by Pacific Life Insurance Company or Pacific Life & Annuity Company. In New York, insurance products are only issued by Pacific Life & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.

The home office for Pacific Life & Annuity Company is located in Phoenix, Arizona. The home office for Pacific Life Insurance Company is located in Omaha, Nebraska.

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