Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, Pacific Life offers resources and products designed to meet your personal and family goals.

Support your workforce with innovative employee benefits and retirement solutions. Pacific Life partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.

Simplify complex retirement and pension risk management with our tailored solutions for large organizations. Pacific Life specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.

Empower your clients with confidence by leveraging Pacific Life’s comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.

  • Individuals

    Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, Pacific Life offers resources and products designed to meet your personal and family goals.

  • Employers

    Support your workforce with innovative employee benefits and retirement solutions. Pacific Life partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.

  • Institutions

    Simplify complex retirement and pension risk management with our tailored solutions for large organizations. Pacific Life specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.

  • Financial Professionals & Brokers

    Empower your clients with confidence by leveraging Pacific Life’s comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.

A Day in the Life: Michelle
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Michelle is a Senior Actuarial Analyst who started at Pacific Life as an intern more than two years ago.

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Tell us about your career path and how you got to where you are today. 

I went into college majoring in math but wanted a career path that was more defined. I stumbled upon Actuarial Science and after doing some research, it seemed like a great fit! I joined the Actuarial Association at University of California Santa Barbara where they walked me through all the ins-and-outs of becoming an actuary. I passed two actuarial exams before getting my internship at Pacific Life and I was lucky enough to get a return offer to come back full-time with the same team.
 

Tell us about your job responsibilities and what a typical day looks like for you. 

I am part of the Pension Risk Transfer Pricing Team where I help manage all our current policies. This includes all pricing exercises that happen post-sale such as reprices, reporting, and post-win deliverables. A typical day includes attending meetings for my team or other key stakeholders, re-running pricing models, and data manipulation within Excel.

What are the biggest challenges of your role?

There are always competing and shifting priorities so I must remain flexible and agile. It’s not uncommon to log on with my to-do list ready, only to be working on something entirely different by end of day! I’m lucky that I’ve established open lines of communication between my team and other key stakeholders which makes it a lot easier to adapt to an unexpected roadblock.

How has Pacific Life supported your work life balance?

Pacific Life does a great job at supporting a healthy work-life balance. One thing that I admire about my team is that we are always focused on automating processes so that we can be more efficient. This focus on efficiency allows us to work smarter, not harder! Pacific Life also has many programs that encourage us to live a healthy and balanced life, from Rejuvenation Days to our Wellbeing Reimbursement accounts.

How has Pacific Life supported your career growth and development? 

Pacific Life offers several formal programs for actuarial students that help accelerate careers. We have a Mentor & Advisor program which helps students navigate through critical points in their career. Pacific Life also provides a generous study program for actuarial students where employees get exam support in the form of study hours and study materials. Finally, my team culture cultivates my career and professional development through regular one-on-one meetings with management and regular goal setting.
 

What advice would you give to early career actuaries?

Exams are important during your early career, but I think it’s also important to learn about the business and focus on the value you add to your team and enterprise.

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