Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, Pacific Life offers resources and products designed to meet your personal and family goals.

Support your workforce with innovative employee benefits and retirement solutions. Pacific Life partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.

Simplify complex retirement and pension risk management with our tailored solutions for large organizations. Pacific Life specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.

Empower your clients with confidence by leveraging Pacific Life’s comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.

  • Individuals

    Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, Pacific Life offers resources and products designed to meet your personal and family goals.

  • Employers

    Support your workforce with innovative employee benefits and retirement solutions. Pacific Life partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.

  • Institutions

    Simplify complex retirement and pension risk management with our tailored solutions for large organizations. Pacific Life specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.

  • Financial Professionals & Brokers

    Empower your clients with confidence by leveraging Pacific Life’s comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.

Because Tomorrow Matters

You don’t have to manage all the risk associated with a pension plan. Since 1941, our team has been a leader in the Pension Risk Transfer market. Backed by nearly 160 years of financial strength and stability, Pacific Life is committed to delivering best-in-class performance—both in the solutions we offer and the service we provide.

 
 
Building on more than 80 years of experience in the Pension Risk Tranafer market and nearly 160 years of financial strength, we bring deep expertise and a lasting commitment to the companies and retirees we serve.
 
 
Our experienced team helps guide employers through the Pension Risk Transfer process; fulfilling promises made to over a quarter of a million annuitants, and growing.
 

A LEADER IN PENSION SOLUTIONS FOR OVER 80 YEARS

 
1868Pacific Mutual founded with former California Governor, Leland Stanford, as president 1941Issues first group retirement annuity contract 2005Opens new business center in Omaha, Nebraska 2011Launches innovative Pacific Insured Liability-Drvien Investing (Pacific Insured LDI) solution 2013Launches Pacific Secured Buy-In to further expand pension risk-transfer solutions 2020New Institutional Division launches to focus on providing value and financial security to our partners and policyholders

Explore our Pension Solutions

Transferred Buy-Out
  • Transfer the risk with a full or partial plan termination.
Learn More
Secured Buy-In
  • Stabilize your plan while reducing risk.
Learn More
Insured LDI
  • Don’t just manage your plan’s assets – insure them.
Learn More
 

Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products. Pacific Life, its affiliates, its distributors, and respective representatives do not provide any employer-sponsored qualified plan administrative services or impartial advice about investments and do not act in a fiduciary capacity for any plan.

This material is provided for informational purposes only and should not be construed as investment, tax, or legal advice. 

Information is based on current laws, which are subject to change at any time. Clients should consult with their accounting or tax professionals for guidance regarding their specific financial situations.

Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. Insurance products can be issued in all states, except New York, by Pacific Life Insurance Company or Pacific Life & Annuity Company. In New York, insurance products are only issued by Pacific Life & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.

The home office for Pacific Life & Annuity Company is located in Phoenix, Arizona. The home office for Pacific Life Insurance Company is located in Omaha, Nebraska.